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Financial Calculators

Plan loans, compare EMIs, and understand the true cost of borrowing.

Subcategories

Calculators

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401(k) Calculator

Project your 401(k) balance at retirement with salary growth, employer match, and inflation adjustments.

APR Calculator

Estimate the real annual percentage rate of a loan including upfront fees and points, with the true monthly payment, total interest and full amortization schedule.

Amortization Calculator

Calculate the fixed monthly installment for an amortizing loan, plus the total amount repaid and total interest over the full term in one glance.

Annuity Calculator

Project the future value of an annuity from a starting principal, annual and monthly contributions, growth rate and term, with total contributions and total interest earned shown.

Annuity Payout Calculator

Turn a lump sum into a reliable income stream — see how much you can withdraw monthly, quarterly, or yearly for a chosen period.

Auto Lease Calculator

Estimate monthly auto lease payments from vehicle price, term, interest rate or money factor, down payment, trade-in, sales tax and residual value.

Auto Loan Calculator

Estimate your monthly car loan payment, total interest and full amortization schedule after down payment, trade-in value, rebates and taxes.

Average Return Calculator

Compare arithmetic and geometric average returns across five years and see the final value of an investment.

Boat Loan Calculator

Estimate the monthly payment and total cost of financing a boat, including sales tax, fees, down payment and trade-in, with an amortization schedule.

Bond Calculator

Find a bond's fair price from face value, coupon rate, yield to maturity, years to maturity, and payment frequency using present-value math.

Budget Calculator

Apply the 50/30/20 rule to your take-home income. See needs, wants and savings targets plus how your actual spending compares against each.

Business Loan Calculator

Estimate your monthly business loan payment, total interest and the true cost of the loan including origination and other fees on an amortizing business loan.

CD Calculator

Estimate the maturity value of a certificate of deposit with compounding frequency, term and marginal tax rate, plus an area chart of growth.

Canadian Mortgage Calculator

Calculate Canadian mortgage payments with semi-annual compounding, total interest, and balance at term end.

Cash Back or Low Interest Calculator

Compare cash back rewards against the interest cost of carrying a balance to see which card is better for you.

College Cost Calculator

Project the future cost of a college education and how much you need to save monthly or invest as a lump sum today.

Compound Interest Calculator

See how your money grows with compound interest over time.

Credit Card Calculator

Find how long it takes to clear a credit card balance with a fixed payment, or the payment needed to be debt-free by a target month, with full interest totals.

Credit Card Payoff Calculator

See how many months and how much total interest it takes to clear a credit card balance with a fixed monthly payment and your card's APR.

Currency Calculator

Convert between any two currencies with a manual exchange rate, fee and commission, and see the gross, fee and net amount you actually receive.

Debt Consolidation Calculator

Combine multiple debts into one loan: see your weighted APR, a single monthly payment, and the interest you can save.

Debt Payoff Calculator

Estimate how many months it takes to pay off a debt with your monthly and extra payments, plus total interest and what you save by paying extra.

Debt Ratio Calculator

Calculate your debt-to-income ratio from gross monthly income and monthly debt payments, with the front-end and back-end DTI plus the income left after debts.

Depreciation Calculator

Calculate annual depreciation, accumulated depreciation, and book value using straight-line or declining balance methods over the asset's useful life.

Down Payment Calculator

Plan a home purchase: down payment amount and percentage, loan-to-value, closing costs and total cash needed upfront.

Estate Tax Calculator

Estimate estate tax due on a taxable estate, the net amount passed to heirs, and the effective tax rate.

FHA Loan Calculator

Estimate FHA mortgage payments including upfront and annual mortgage insurance, property taxes, insurance and HOA fees, with a full amortization schedule.

Finance Calculator

Calculate the future value of an investment with lump sum, annual contributions, compound interest, and contribution timing control.

Financial Calculator

One calculator, three modes: compound savings growth, loan EMI repayment and simple interest, with monthly figures and growth multiples.

Future Value Calculator

Project the maturity value of a lump sum plus regular deposits with compound interest over any number of compounding periods.

GDP Calculator

Calculate Gross Domestic Product (GDP) using the expenditure approach (C + I + G + X − M) with sector share percentages and trade balance.

HELOC Calculator

Estimate home equity line of credit payments with interest-only draw period and amortized repayment, plus total interest and a full amortization schedule.

Home Equity Loan Calculator

Estimate the monthly payment, total interest and max borrowable amount on a loan against your home, including rolled closing costs and LTV limits.

House Affordability Calculator

Find the maximum home price you can afford from income, debts, DTI ratio, down payment and mortgage rates.

IRA Calculator

Project your IRA balance at retirement and compare Traditional, Roth and taxable savings after taxes, with milestones and inflation-adjusted value.

IRR Calculator

Calculate the internal rate of return on an investment from an initial amount, a future payoff, and the holding period, plus net profit and return multiple.

Inflation Calculator

See how inflation changes the value of money over time — future or present value of any amount, total inflation effect and purchasing power retained.

Interest Calculator

Calculate compound interest on a deposit with monthly contributions, adjustable compounding frequency, tax on interest and inflation, plus the real value of savings.

Interest Rate Calculator

Find the interest rate implied by a loan amount, monthly payment and term, with total interest and total amount paid over the loan's life.

Investment Calculator

Project the future value of a lump sum plus monthly contributions with compound interest, and see the growth of your money by year.

Lease Calculator

Estimate your monthly vehicle lease payment from price, down payment, residual value, term and interest rate.

Loan Calculator

Calculate your monthly loan payment (EMI), total repayment and total interest for any fixed-rate loan amount, rate and term.

Loan EMI Calculator

Estimate monthly EMI, total interest and total payment for any loan.

Mortgage Amortization Calculator

See the full amortization schedule for a mortgage, with monthly payment, total interest and how extra payments shorten the loan.

Mortgage Calculator

Estimate your monthly mortgage payment, total paid and total interest for a fixed-rate home loan in seconds.

Mortgage Payoff Calculator

See how much faster extra monthly or one-time payments can pay off your mortgage, how many years the term shortens and how much total interest you save.

Mutual Fund Calculator

Project the future value of a mutual fund investment as a lump sum or monthly SIP, with gains, total invested and annualized return.

PMEGP Loan Calculator – Subsidy, Loan Amount & EMI

PMEGP loan EMI calculator with margin-money subsidy, own contribution and bank loan estimate for manufacturing and service projects.

Payback Period Calculator

Calculate how long it takes to recover an investment from annual cash flows, with constant or growing cash flows and return on investment.

Payment Calculator

Calculate the constant monthly payment for a fixed-term loan, or the payoff months and interest saved for your budget.

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Managing Your Personal Finances

Sound personal finance is less about complex formulas and more about a few healthy habits applied consistently. Understanding how money works — budgeting, borrowing, saving, and growing — puts you in control of your financial future.

Start With a Budget

A simple and effective way to budget is the 50/30/20 rule: spend about 50% of your income on needs (rent, groceries, utilities), 30% on wants (entertainment, dining), and 20% on savings and debt repayment. Even if the exact split doesn't fit your life, the habit of planning where money goes before it is spent makes a huge difference.

Borrowing Wisely

Credit is a tool — useful when managed well and costly when ignored. Interest is the price you pay for borrowing, and it is charged on the amount you still owe, so the longer you take to repay, the more interest accumulates. Compare offers on rate and total cost, and read the fine print for fees.

Build a Safety Net

An emergency fund of three to six months of essential expenses protects you from life's surprises — job changes, medical bills, repairs — without pushing you into high-cost debt. Build it slowly, one transfer at a time, before taking on ambitious investments.

This article is for general education only and is not financial advice. Please consult a qualified financial professional for advice tailored to your situation.

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